• Advanced Calculation of the Expected Family Contribution (EFC).

• Provide income and asset strategies to reduce your Expected Family Contribution and qualify for more financial aid.

• Help families save for college the right way: by avoiding taxes, by saving where it won't be counted against you in the financial aid equation, by earning a high interest rate, and by not having your savings at risk of losing money.

• Provide college search by "major" interest, location, extra curricular activities, SAT and grade requirements, historical financial aid packages, etc. 

• Perform College Search on each college of choice providing financial aid awards including how much each college provides in free aid vs. loans, etc. 

• Help you pick the schools that give the best financial aid packages.  

• Provide detailed reports and evaluations on all financial aid, including grants, loans, scholarships, etc. for each school.

• Student Assesment and Career Profile Planning.

• Help families with scholarship strategies. 

• Negotiate on your behalf to get the best possible financial aid packages.

• Appeal letters, if needed. 

• Tax savings strategies to reduce the out of pocket costs of college for families that don't qualify for financial aid. 

           There is extensive financial aid available to help fund the cost of a child's college education, but the process of applying for aid can be daunting for parents. The financial aid forms parents obtain from the school their child wants to attend often will not give a good overview of all of the sources for financial aid, the differences between the Federal and Intuitional Methodologies of calculating family contribution requirements, how different schools vary in their calculation of student financial need, the critical nature of adhering to filing dates, how to negotiate for better financial aid packages between colleges, the use of “Income Planning” and “Asset Planning” strategies to qualify for more college financial aid, and common mistakes parents make in completing forms. Contact NCFS today for a no-obligation consultation.

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